Real-time billing built for AI

Credyt is a wallet-native monetization engine built for AI.
Price in any currency unit, charge for usage in real time and ship an optimal customer billing experience with minimal effort.

Get Started

Wallet Preview

AI Agent
Waiting for requests...
Credit Account
$12.05
Available Balance
Auto Top-up: ENABLED
Below $10 → +$10

Billing needs a reboot

AI startups face a new kind of pressure.

Usage-heavy infrastructure, rising compute costs and investors expecting monetization from day one. Monthly flat fees won't cut it. To stay in control, you need to shift to real-time, usage-based pricing models that reflect the outcomes your product delivers.

Most billing systems weren't built for this shift and the workarounds are holding you back.

Too rigid for credit-based pricing

Legacy tools are designed around invoicing. They can't natively support real-time usage or pre-funded credit balances. You're forced to build your own wallet logic and charge tracking.

Expensive to build yourself

Creating internal systems for balance management, top-ups, and usage billing drains engineering time and slows your roadmap.

Bad for your customers

When users can't see what they're spending or why, you lose trust. Support tickets go up. Revenue gets left on the table.

How Credyt helps

Built for usage-based, credit-funded monetization

Credyt combines real-time billing logic, programmable multi-asset wallets, and a branded customer portal so you can launch and scale without building it all yourself.


Real-time Billing

Charge customers as usage happens. Trigger top-ups instantly based on predefined thresholds. Bill in real time to match the costs of your AI workloads, so you are never fronting expenses on behalf of your customers.

Activity Stream

Waiting for events...

Wallet

Current Balance:$5.89
Auto top-up threshold:$5.00
Top-up amount:+$10.00

Current Balance$39.75

Credit Usage

Today's Usage

Images Generated:47
Total Cost:$2.35
Avg Cost/Image:$0.05

Month-to-date

Total Spend:$67.25
Images Generated:1,345
Top-ups This Month:2 × $25
Avg Daily Spend:$2.17

Customer Billing Portal

Ship an OpenAI-like branded portal with real-time balances, usage tracking, and top-ups.

No frontend work required.

Wallet-native Architecture

Every customer has a high-performance wallet with support for balances, credits, overdrafts, and reserves.

Billing becomes instant and programmable.

$194.32
Total USD Balance
Available
$174.32
Pending
$100.00
Reserve
$20.00

Runway Estimate

14 DAYS
Based on avg. daily usage of $12.45
# Track billable usage

credyt.bill(
    event_type="chat_completed",
    customer="cust_12x4df",
    data={
        "input_tokens": 1354,
        "output_tokens": 3255,
        "model": "gpt-4",
    },
)

No Match

model: claude-opus-4-1
$15.00/1M input • $75.00/1M output
MATCHED
model: gpt-4-1
$3.00/1M input • $12.00/1M output

Fees Calculated

Input Tokens: 1,354 × $3.00/1M = $0.004062
Output Tokens: 3,255 × $12.00/1M = $0.03906
Total: $0.04

Flexible Pricing Engine

Define event-based, dimensional pricing models that align with your product outcomes. Test and adapt strategies without hardcoding pricing logic.

Just send usage events and Credyt handles the rest.

Profitability built in

Credyt correlates both revenue and cost events against your workloads. See profitability in real time at the level of product outcomes, workloads, or customers.

Refine pricing directly inside Credyt. Test new tiers, adjust credits, or shift to outcome-based billing without touching code. Spot where margins are slipping and where they are strongest.

Profitability Tracking

Live
Billed Outcomes
Event
REV
COST
MARGIN
Chat Conversation
GPT-3.5
$0.250
---
---
Video Analysis
Claude-3
$2.500
$2.100
16%
Audio Transcription
Whisper
$0.200
$0.080
60%
Image Generation
DALL-E 3
$1.000
$0.520
48%
Text Completion
GPT-4
$0.350
$0.150
57%
Code Generation
Codex
$1.800
$0.750
58%

Pricing

No upfront costs, no hidden fees, no clipping the ticket, no funny business.
Just simple transparent pricing that scales as you grow.

Usage-Based Pricing

Simple, transparent pricing that scales as you grow

$0.000

to start

No upfront fees or fixed costs

Start immediately with zero commitment

Free credits to get you going

10 MAWs included every month

Zero processing markup

PSP fees passed through directly

$1 per Monthly Active Wallet (MAW)

Pay as you grow pricing

Get Started

In the future, you'll bill for results and be paid in real time.
Fair, transparent and instant, wherever your customers are.

This belief shapes everything we do at Credyt. Especially how we price.

Frequently asked questions

Most billing systems were designed for SaaS subscriptions and invoice-first models. They do not natively support wallets, credits, or real-time usage. That means AI companies often stitch together their own credit logic, customer portals, and reconciliation flows. Credyt is wallet-native and real time by design. Customers get balances, credits, and top-ups out of the box, while you stay in control of pricing and cash flow.

Real-time billing built for AI | Credyt