
Vibe coders can build apps in hours but billing takes them months
AI coding tools created a new class of builders. They ship functional apps without engineering backgrounds. Then they hit a wall the moment they try to charge for what they've built.
Thoughts on billing infrastructure, AI monetization, and building financial tools for the next generation of software.

AI coding tools created a new class of builders. They ship functional apps without engineering backgrounds. Then they hit a wall the moment they try to charge for what they've built.

Usage-based billing changes when revenue is recognized. Credits may look identical in product UI but behave differently under ASC 606 and IFRS 15 depending on whether they represent entitlements, commitments, or prepaid usage. This matters more for AI products where usage is spiky, costs are real, and regulators scrutinize when value is actually delivered.

Orb is an enterprise revenue platform built for complex usage-based pricing with sophisticated modeling and end-of-cycle invoicing. Credyt is lightweight billing infrastructure for real-time authorization and prepaid wallets. Find out where each product shines.

Instead of another step-by-step tutorial, say hello to Coffee Shop Tycoon! A browser game where players run a coffee shop using real wallet-based billing. One week, Godot 4.6, AI-generated pixel art, and a few Credyt API endpoints later, here's what happened.

Flexprice is an open-source billing platform that meters usage in real time and generates invoices at cycle end. Credyt debits prepaid wallets immediately without invoices. When to use each for AI products.

There is a special kind of energy when the whole team is finally in the same room. We were just in Berlin for our latest get-together: Coffee was flowing, snow was falling, ideas were flying, the view over Berlin Tiergarten was amazing and naturally, we couldn't resist a spontaneous mini-hackathon.

Real-time wallet billing vs invoice-based usage tracking. Credyt authorizes usage before costs are incurred with prepaid wallets. Stripe Billing meters usage and invoices at cycle end. When to choose each for AI products.

Custom assets launched today in Credyt. Teams can now bill customers in credits, tokens, GPU hours, or any product-native unit instead of dollars. This is how platforms like Midjourney and Lovable handle monetization so that when infrastructure costs shift or pricing evolves, the credits customers purchased still work because billing happens in product units, not currency.