About
Real-time costs need
real-time billing.
The team behind Credyt has built payment infrastructure at Checkout.com, SumUp, Visa, and TrueLayer. We saw first-hand what breaks when usage can only be charged at month-end. Credyt fixes that.
Start for free →Our story
Credyt grew out of Revenew, a platform we built to help companies observe their margins and embed payments. At our peak we were analyzing $1B/month of revenue and helped early customers find $35M in losses they hadn't seen before. Observation alone wasn't enough.
Working with platforms scaling into new markets, the same need kept surfacing. Teams needed to control what happened next: authorize usage before costs were incurred, enforce limits, and protect margins in real time. Then AI changed the stakes. When a product incurs costs before revenue is secured, billing is a system-level risk. The infrastructure to handle it didn't exist.
So we built Credyt. Same team, next evolution. Where Revenew let teams observe, Credyt completes the loop: observe, control, monetize.
What we believe
We believe that in the future, you'll bill for results and be paid in real time. Fair, transparent, and instant, wherever your customers are.
Most billing infrastructure was built for subscriptions and month-end invoices. AI breaks both assumptions. Costs are incurred in milliseconds. Revenue may arrive days later. The gap between the two is where unit economics fall apart.
The belief is simple: billing should behave like the systems it depends on. Stateful. Deterministic. Real time.
The team
We're a team of experienced operators, leaders and payment geeks, who have worked together at some of the world's leading payment technology companies.
Nick Thomson
Founder
Nick is seasoned in building payments and marketplace products used around the world. He was previously Head of Product at Checkout.com and Chief Product Officer at Banked.
Ben Foster
Founder
Ben has built fintech products and scaled technology teams from an early stage through to unicorn. He was previously VP Engineering at TrueLayer and SVP Engineering at Checkout.com.
Daniel Münch
Engineering
An experienced technical and people leader, Daniel helped establish Checkout.com's Berlin Engineering Hub, re-architect the company's Alternative Payments product and drive numerous technical initiatives. He's as passionate about people as he is automating our infrastructure!
Alex Hyett
Engineering
Alex was one of the masterminds behind Checkout.com’s internals that sit at the foundations of the payments giant today; including (but not limited to) their ledger, scheme fee prediction engine and eventually the integrated platforms product.
Terrance Robin
Commercial
Terrance has extensive experience scaling B2B fintech and payments businesses globally. He spearheaded BVNK’s demand generation function and prior to this, was a go-to-market consultant where he focused on developing and executing growth strategies for early stage, high-growth international fintechs.
Georgiana Marian
Engineering
Front-end extraordinaire Georgiana has been taming the complexity of B2B SaaS for a number of years through delightful and intuitive user experiences.
LinkedIn →
Vesela Pavkovic
Product
With an impressive background delivering payment solutions at companies like Skrill, Trustly and SumUp, Vesela has a deep understanding of what it takes to operationalise payments at scale. She is now leading a number of our Commercial Enablement initiatives.
Don't let monetization slow you down.
Free to start. Live in hours. No engineering team required.