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Nick Thomson

Nick Thomson

Founder

Nick is seasoned in building payments and marketplace products used around the world. He was previously Head of Product at Checkout.com and Chief Product Officer at Banked.

Previously at

VisaCheckout.comBanked

Articles by Nick Thomson

7 Chargebee alternatives for usage-based and AI billing

Chargebee alternatives compared: 7 billing platforms ranked by architecture. See which fit usage-based and AI products, plus pricing at 100-customer scale.

Billing platform comparisons

How to migrate existing customers to usage-based pricing

Migrate to usage-based pricing by mapping each customer's bill to a usage equivalent first. See the grandfathering, shadow billing, and rollout playbook.

AI monetization insights

How does usage-based billing run under 50ms latency?

Usage-based billing can run under 50ms when the balance check sits in the request path and billing settles right after. See what sets the latency budget.

Engineering

Build vs buy: the true cost of your own payment stack

Build vs buy payment system: setup looks cheap, but idempotent charging, dunning, and PSP wiring make building the real cost. See the full bill first.

Usage-based billing guides

Real-time AI billing: latency, architecture, and trade-offs

Real-time AI billing authorizes against the balance, then bills usage as it happens. Why billing-path latency is a margin risk, and when invoice-based still wins.

Engineering

How threshold billing prevents AI billing fraud at scale

AI billing fraud prevention starts with the billing model: real-time, pre-funded charging caps abuse before compute is spent. Here are the vectors and the fix.

AI Pricing

Alternatives to Metronome for AI billing (2026)

Alternatives to Metronome split on one axis: real-time billing (Credyt, Stigg) vs invoice-based (Orb, Lago). Compare five platforms on price and fit.

Billing platform comparisons

How do you choose SaaS billing software for AI products?

SaaS billing for AI products: subscription, invoice-based, or real-time. A 5-question framework to pick the right architecture and avoid a rebuild.

AI monetization insights

Credyt vs Metronome: a non-enterprise billing alternative for AI companies

Compare alternatives to Metronome: Credyt's real-time AI billing with per-usage authorization vs Metronome's invoice-based usage billing. See pricing and fit.

Billing platform comparisons

What is real-time monetization?

Real-time monetization charges customers as usage happens, not at cycle end. See how it differs from invoice-based billing and why AI products need it.

Usage-based billing guides

Don't let monetization slow you down.

Free to start. Live in hours. No engineering team required.