Credyt

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AI monetization & billing insights

Guides, architecture deep-dives, and platform comparisons for AI founders and engineers building monetization infrastructure.

What is metered billing?

Metered billing charges customers for measured usage, not flat fees. See how metering works, five pricing models, and which platforms fit your product.

Usage-based billing guides

How to connect a PSP to your AI billing system

Connect your PSP to an AI billing system via a push model: your PSP processes top-ups, your backend creates a balance adjustment. See the 5 steps and pitfalls.

Engineering

Credyt vs Lago

Lago offers open-source usage billing with paid premium features. Credyt provides real-time wallet billing with a portal included. When does it make sense to build vs buy?

Billing platform comparisons

Credyt vs Stigg

Stigg controls access and monetizes across your billing system. Credyt adds margin observability and ships with AI tools like Claude Code and Lovable. Compare fit.

Billing platform comparisons

How to implement consumption based pricing

Consumption based pricing requires more than code. Covers billing architecture trade-offs, the observability step most teams skip, and how to launch or migrate.

Usage-based billing guides

What is usage-based billing?

Usage-based billing charges customers by actual consumption, not flat fees. See how it works, compare five pricing models, and why AI products need a fundamentally different approach.

Usage-based billing guides

Common issues with Stripe metered billing for AI products (and how to solve them)

Four places where fraud and revenue leakage hit AI products using Stripe metered billing. Practical fixes from Radar to prepaid wallets.

Usage-based billing guides

How Stripe's usage-based billing actually works (with code)

Step-by-step breakdown of Stripe's metered billing: object chain, meter events, webhooks, pricing changes, and customer portal. With working code examples.

Usage-based billing guides

Rapid pricing iteration: why early-stage products have pricing advantages (and when they fade)

Early-stage founders often see their small customer base as something to overcome. But when it comes to pricing decisions, having fewer customers creates specific advantages that become harder to maintain as you grow.

AI monetization insights

Why AI companies need real-time economic control

AI products incur real costs in real time, but most billing systems were built to record what happened. They can't control what happens next. As of Q1 2026, the gap between infrastructure costs and billing capabilities is one of the most common unit economics problems that AI companies discover too late. This article explains why billing and economic control are separate problems, and what it looks like when both are solved.

AI monetization insights

On MPP, wallets, and what agents actually need

Stripe and Tempo launched the Machine Payments Protocol yesterday. The scope is deliberately narrow. Understanding precisely what it covers makes the adjacent problem more visible. This piece covers what MPP doesn't solve: wallet management, real-time balance tracking, and margin observability, and how the billing layer above the protocol needs to work.

AI monetization insights

How AI companies adopt real-time billing without replacing their stack

Most companies don't replace their billing infrastructure. They evolve toward it. Shadow Mode, Hybrid Mode, and Full Wallet Control are three stages that let AI companies gain real-time economic control without the risk of a billing migration.

AI monetization insights

Clay just rewired its pricing. Here's what it means.

Clay overhauled its pricing model this week, cutting data costs by 50–90% and introducing a two-meter system that separates enrichment costs from platform work. The changes materially lower the barrier to entry and signal a deliberate bet on volume over margin. Here's the full breakdown.

AI monetization insights

Vibe coders can build apps in hours but billing takes them months

AI coding tools created a new class of builders. They ship functional apps without engineering backgrounds. Then they hit a wall the moment they try to charge for what they've built.

AI monetization insights

Revenue Recognition for Usage-Based Billing: When Credits Become Revenue

Usage-based billing changes when revenue is recognized. Credits may look identical in product UI but behave differently under ASC 606 and IFRS 15 depending on whether they represent entitlements, commitments, or prepaid usage. This matters more for AI products where usage is spiky, costs are real, and regulators scrutinize when value is actually delivered.

AI monetization insights

Don't let monetization slow you down.

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